Unofficial First Direct guide

First Direct Switch Bonus Checker for the 1st Account offer

Use this First Direct switch bonus checker to review the current switch offer, CASS, 2 Direct Debits or standing orders, £1,000 deposit, 5 debit card payments, digital banking, and HSBC history before you apply.

Use the checker Compare deadlines

No bank logins, account numbers, sort codes, or personal financial identifiers required.

Last updated: 25 May 2026

This First Direct switch bonus checker is independent and unofficial. First Direct can withdraw or change its offer, so verify the official page before opening or switching an account.

Unofficial checker

First Direct switch bonus checker: interactive eligibility guide

Answer these public-rule questions and the First Direct switch bonus checker will show whether the current 1st Account switch offer looks likely, possible, or unlikely for you.

Are you a new First Direct customer?
Have you opened an HSBC current account on or after 1 January 2018?
Can you switch using CASS with at least 2 Direct Debits or standing orders?
Can you deposit £1,000 within 45 days of account opening?
Can you make 5+ debit card payments within 45 days?
Can you log on to First Direct digital banking within 45 days?
Did you open between 18 May and 15 July 2026 for the extra £25 boost?

First Direct switch bonus checker requirements explained

A First Direct switch bonus checker is useful because the offer combines CASS, payment transfers, deposit, card activity, digital banking, and previous-customer restrictions.

First Direct switch bonus checker for the 45-day actions

The First Direct switch bonus checker groups the time-sensitive actions: switch with CASS, include at least 2 Direct Debits or standing orders, deposit £1,000, make 5+ debit card payments, and log on to digital banking.

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First Direct switch bonus checker timeline for 45-day actions

First Direct switch bonus checker for HSBC history

The First Direct switch bonus checker highlights previous-customer checks because First Direct is part of HSBC UK Bank plc and the current offer names HSBC current account history.

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First Direct and HSBC previous customer history checker

First Direct switch bonus checker steps

Use this First Direct switch bonus checker workflow and keep the First Direct switch bonus checker result beside the official terms before opening a 1st Account for the offer.

01

First Direct switch bonus checker step 1: confirm customer history

Check whether you have previously held a First Direct product or opened an HSBC current account on or after 1 January 2018.

02

First Direct switch bonus checker step 2: prepare CASS and payments

Make sure the old account can switch using CASS and has at least 2 Direct Debits or standing orders ready to include.

  • CASS is required
  • Payment arrangements need checking before the switch
03

First Direct switch bonus checker step 3: finish actions inside 45 days

Plan the £1,000 deposit, 5 debit card payments, and digital banking login from the account opening date.

The extra £25 boost depends on the account opening window, not just switch completion.

First Direct switch bonus checker related pages

Use these pages with the First Direct switch bonus checker to avoid missing a condition.

Previous bank bonus checker

Check First Direct and HSBC history before switching.

Check history

Direct Debit checker

Check payment types before relying on Direct Debits or standing orders.

Check payments

Offer deadline tracker

Compare First Direct with other current switch offers.

Track offers

Santander switch bonus checker

Compare a household Direct Debit based switch offer.

Check Santander

NatWest switch bonus checker

Compare a deposit and mobile banking based switch offer.

Check NatWest

First Direct switch bonus checker official sources

First Direct switching bank accounts Current Account Switch Service - about the service

EligibilityHub.uk is an independent, unofficial tool. We do not collect bank login details, account numbers, sort codes, or personal financial identifiers. Results are only guidance based on publicly available terms. Always check the official bank website before applying or switching.

First Direct switch bonus checker FAQ

Common First Direct switch bonus checker questions before starting a CASS switch.

Is this First Direct switch bonus checker official?

No. It is independent guidance. Use First Direct's official page for final terms.

What is the current First Direct switch offer?

First Direct's current page shows a £175 switch reward and an extra £25 boost for accounts opened between 18 May and 15 July 2026, subject to terms.

What actions does the First Direct switch bonus checker ask about?

It asks about CASS, 2 Direct Debits or standing orders, £1,000 deposit, 5 debit card payments, digital banking login, and customer history.

Can previous HSBC history affect First Direct eligibility?

Yes. First Direct's current wording says people who opened an HSBC current account on or after 1 January 2018 may be excluded.

Does the First Direct switch bonus checker need my bank details?

No. Do not enter account numbers, sort codes, bank logins, or personal identifiers.

When should I use the First Direct switch bonus checker?

Use it before applying, then keep the official terms open while you track the 45-day action window.

Use the First Direct switch bonus checker before opening the account

The First Direct switch bonus checker helps you spot action-window and HSBC-history issues before you start.

Use the First Direct switch bonus checker result only after verifying the official First Direct terms.

Use switch checker Check Direct Debits

Unofficial First Direct switch bonus checker guidance only. First Direct can withdraw or change the offer.