Unofficial repeat bonus guide
Use this previous bank bonus checker to review past switch incentives, banking-group exclusions, account history, and official terms before you try to get a bank switch bonus again.
No bank logins, account numbers, sort codes, or personal financial identifiers required.
Last updated: 25 May 2026
This previous bank bonus checker is independent and unofficial. It cannot see your banking history and does not guarantee a reward; always confirm the live bank terms before switching.
A previous bank bonus checker helps because banks often write exclusions by person, account, joint account, date, or banking group.
The previous bank bonus checker should not rely on memory alone. Some offers exclude anyone who received a previous incentive after a named date, while others exclude any previous switch incentive from that brand.
A previous bank bonus checker also needs related brands. NatWest Group, HSBC and First Direct, or a bank's linked brands can make a previous reward relevant even when the logo is different.
Use this previous bank bonus checker workflow before you chase a repeat bank switching reward.
Start with the bank named in the new offer, then check whether the terms mention related brands or group incentives.
Search old statements, emails, and switching confirmations for bonus payments and account opening dates.
Use the official terms because one offer may restrict previous sole switches, while another may restrict joint accounts or any related-group bonus.
Do not assume that a long gap automatically makes you eligible again.
EligibilityHub.uk is an independent, unofficial tool. We do not collect bank login details, account numbers, sort codes, or personal financial identifiers. Results are only guidance based on publicly available terms. Always check the official bank website before applying or switching.
Common previous bank bonus checker questions before trying another UK switch incentive.
No. It is independent guidance. The bank's official switch offer terms decide final eligibility.
Sometimes. It depends on the bank, the date of any previous incentive, whether a related banking group is named, and whether the offer is per person or per account.
No. Do not enter account numbers, sort codes, bank logins, or personal identifiers.
They can. First Direct is a division of HSBC UK Bank plc, and current First Direct switch wording refers to HSBC current account history.
They can. NatWest terms can refer to NatWest Group cash switch incentives and switches from Royal Bank or Ulster Bank.
Open the official terms, find your old bonus date, and ask the bank if the wording is still unclear before starting a full switch.
The previous bank bonus checker helps you catch old incentive rules before you invest time in a new switch.
Keep the previous bank bonus checker result beside the live bank terms and compare another offer if the exclusion looks risky.
Unofficial guidance only. Bank exclusions can change.